When I decided to buy a couch, I knew I'd need to pay the cost off over time. After all, furniture is a big-ticket item.
The easiest and (to me) most obvious answer was a 0% APR card. Most 0% APR cards let you pay off a charge over 12 to 18 months, but some cards have an introductory 0% APR period that lasts for as long as 21 months. This would give me more than enough time to pay off my couch without feeling financial strain.
Unfortunately, my plans for a 0% APR card ended in a rejection.
A great solo travel tip spotted this week on The Points Guy Articles.