For many, the $600-plus annual fees that come with ultra-premium travel cards such as the Chase Sapphire Reserve® (see rates and fees) and The Platinum Card® from American Express (see rates and fees) aren't justifiable. If you aren't traveling regularly and utilizing the full lineup of perks and credits, it may not be worth adding those cards to your wallet.

However, both Chase and Amex have excellent mid-tier cards: the Chase Sapphire Preferred® Card (see rates and fees) and the American Express® Gold Card.

While both of these products act as sister cards to their luxury counterparts, there are many differences between them. In this showdown, we're walking through a side-by-side comparison of these cards to help you determine which is right for you — or whether both deserve spots in your wallet.

A great solo travel tip spotted this week on The Points Guy Articles.

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